Employees Super

Super can be complex.

While you might be an expert in your field at work, we are experts with super. Let us assist you to maximise the benefits of your company super fund.

Are you in the right fund?

Do you know what your current fund costs and what it offers? Do you know all the benefits offered in your employer’s fund?

Consolidate Your Super

Bring all your funds together. Make your super easier to manage and get rid of duplicated fees.
Be mindful of the …

Investment selection

You are in control. Investment decisions made early can make a big difference to your retirement.
For example, an extra…

Salary sacrifice – Concessional

Do you know what your current fund costs and what it offers? Do you know all the benefits offered in your employer’s fund?

After tax contributions – Non-concessional

Income from super is tax-free in retirement, so getting more money into super is smart…

Co-Contributions

Lower income earners can make after tax contributions to super and receive an additional contribution from the government.

Correct levels of insurance

Most Australians are under-insured. If you were to die how would your family cope financially?
Could you pay the bills if …

Binding death nominations

You can nominate who receives your super and insurance benefits upon your death.
Nominated payment…

Spouse splitting

You are able to split 85% of your previous year’s employer and salary sacrifice contribution to your spouse to help…

Retirement planning

Retirement should be fun and careful planning at this stage is critical.
You may also be able to receive a super pension after age 55, even if you are still working.

Obligation free review

“We certainly have the experience to guide you in the right direction. I’d be delighted to prepare an obligation free review of your current fund.”

What our clients say

Lifestyle Financial Services Pty Ltd (ABN85 065 161 391) is a Corporate Authorised Representative of Financial Wisdom Limited, ABN 70 006 646 108, AFSL 231138 (“Financial Wisdom”). Financial Wisdom is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia.