All superannuation funds provide a default level of insurance cover, however this is rarely suitable, let alone ideal, for anyone.
Insurance in superannuation is cost effective and tax effective, allowing many people to have cover that they may otherwise not be able to afford.
We can establish different levels of Death cover, Total and Permanent Disability cover and Salary Continuance cover to suit the needs of different groups of staff, whether this be due to age, occupation, or their financial dependant status.
In most instances cover is available automatically, without the need for application forms or medical tests.
Click here to contact us if you would like to review your current insurance arrangements