Our Financial Services Guide

Our most recent Financial Services Guide (FSG) Version 3.04 dated 13 April 2018

Privacy and Security

As a financial planning organisation we are subject to certain legislative and regulatory requirements which necessitate us obtaining and holding detailed information which personally identifies you and/or contains information or an opinion about you. As part of our continuing commitment to client service, the maintenance of client confidentiality and as required by law, both Lifestyle Financial Services and Financial Wisdom Limited comply with the Privacy Act 1988 and as a member of the Commonwealth Bank Group of companies conforms with the Group’s Privacy Policy. For further details please refer to the Group’s Privacy Policy.


    1. Lifestyle Financial Services is a Corporate Representative of Financial Wisdom Limited, ABN 70 006 646 108, which holds an Australian Financial Services Licence. Financial Wisdom Limited is a wholly owned subsidiary of Commonwealth Bank of Australia Limited.
    2. The information provided on this Lifestyle web site has been compiled for your convenience. Lifestyle and Financial Wisdom make no warranties about the accuracy or completeness of any information contained on this website.
    3. Lifestyle and Financial Wisdom, including its directors, affiliates, officers, employees, agents, contractors, successors and assigns, will not accept any liability for any loss, damage or other injury resulting from its use.
    4. Links to other web sites are provided for your convenience. Lifestyle and Financial Wisdom are not responsible for the information contained on those web sites. The provision of a link to another web site does not constitute an endorsement or approval of that web site, or any products or services offered on that web site, by Lifestyle and Financial Wisdom. Lifestyle and Financial Wisdom will not accept any liability for the use of those links to connect to web sites that are not under our control.
    5. Lifestyle and Financial Wisdom, its directors, affiliates, officers, employees, agents, contractors, successors and assigns do not accept any liability:
      • for any investment decisions made on the basis of this information. This web site does not constitute financial advice and should not be taken as such. Lifestyle urges you to obtain professional advice before proceeding with any investment.
      • for any damages or losses whatsoever, arising out of, or in any way related to, the use of this site and any other site liked to this site.
    6. The limitation on liability contained in paragraph 4 applies to direct, indirect, consequential, special, punitive or other damages that you or others may suffer, as well as damages for loss of profit, business interruption or the loss of data or information.
    7. Nothing in this web site constitutes or is intended to constitute an offer of, or an invitation to purchase or subscribe for, securities. Lifestyle holds the copyright to this web site. You are not permitted to reproduce or alter this web site, or any copy of it, for any other purpose without the prior express written consent of Lifestyle.
    8. Lifestyle regards your privacy as important and will take all reasonable steps to ensure that it complies with current legislation.
    9. Lifestyle reserves the right to make changes, modifications, additions, deletions and corrections to the web site, at any time and without notice.
    10. You consent to Financial Wisdom Limited monitoring this site.